About Us


Smith Bridge Auto Financing isn’t just another financing company. We’re a bridge—a bridge to your dreams, your independence, and your future. Our team is dedicated to making the car financing process as smooth and straightforward as possible. We work closely with you to find a solution that fits your unique circumstances, ensuring you can secure the vehicle you need without added stress.


We’re a bridge—a bridge to your dreams, your independence, and your future.

We specialize in helping individuals with bruised and bad credit

We know that having reliable transportation is crucial

We’re committed to helping you get behind the wheel quickly and easily

Finance and Buy Your Car in as little as

24 hours!

Powered by our large used car dealership partners

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How long does the process take?


Time is valuable, and we don’t waste it. Our streamlined process means you can be driving your new car in 24 hours or less.

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Can I get financing if I’ve had a previous bankruptcy?

Yes, we understand that life happens. Our team is experienced in helping customers who have gone through bankruptcy secure the financing they need to get back on their feet. We’re here to help, not judge.

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What credit score do I need to qualify for a car loan?

At Smith Bridge Auto Financing, we specialize in helping customers with all types of credit, including bruised or bad credit. You don’t need a perfect score to get approved—our focus is on finding the best solution for your situation.

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Do I need a down payment to get a car loan?

While a down payment can help lower your monthly payments, it’s not always required. We offer flexible financing options and will work with you to find a plan that fits your budget.

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Steps to Get Approved for a Car Loan in Canada

Steps to Get Approved for a Car Loan in Canada

Discover the essential steps to get approved for a car loan in Canada. Learn how SBAF can guide you through the process with trust and expertise. ...more

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How to Build Trust with Lenders and Get Your Car Loan Approved

How to Build Trust with Lenders and Get Your Car Loan Approved

Find out how to build trust with lenders to get your car loan approved. SBAF offers valuable insights to help you secure financing. ...more

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Tips for Speeding Up the Car Loan Approval Process

Tips for Speeding Up the Car Loan Approval Process

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How Smith Bridge Auto Financing Makes Buying a Car Simple and Stress-Free

How Smith Bridge Auto Financing Makes Buying a Car Simple and Stress-Free

Discover how Smith Bridge Auto Financing makes car buying stress-free with fast, flexible solutions ...more

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First-Time Car Buyer? Here’s What You Need to Know Before Applying for a Loan

First-Time Car Buyer? Here’s What You Need to Know Before Applying for a Loan

Helpful tips for first-time car buyers. Learn how Smith Bridge Auto Financing simplifies the process. ...more

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Essential Documents for a Car Loan

Essential Documents for a Car Loan

Prepare for your car loan with these key documents for a faster approval process. Get the details here! ...more

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Get In Touch

Assistance Hours

Mon – Sat 9:00am – 8:00pm

Sunday – CLOSED

Phone Number:

647-697-7945

Call 647-697-7945

Site: www.sbaf.ca

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